200 programs
for retail & e-commerce.

Up to $25,000 per stream

Up to 100% of fulfillment cost per order

Project-based subsidies for energy efficiency and fuel conversion

50% of costs up to $12,500, plus up to $2,500 for AODA upgrades and bonuses for multi-unit properties

50% of costs up to a $20,000 base grant, plus up to $4,000 for AODA upgrades and more for multi-unit properties

Up to $25,000 in financing

Up to $2,000 per project

Up to $50,000 per building

Grants funded from a $10 million annual envelope through 2028

Grants toward zero-emission and energy-efficient freight technology (varies by stream)

Businesses: up to $10,000 (35% cost-share); community streams up to $250,000

Up to $25,000 (mid-block) or $50,000 (corner), 50% match

50% matching grant for eligible work

50% of costs up to $50,000, 0% interest over 10 years (portion may be forgivable)

50% of costs, up to $10,000 per storefront ($30,000 multi-storefront, $20,000 corner)

Up to $30,000 per program (facade plus building up to $60,000), 50% of costs

Up to $25,000 (max 30% of eligible expenses)

50% match, up to $1,000 per grant (Facade up to $5,000, currently waitlisted)

50% of costs, up to $2,000 per business

Canada Job Grant

Up to $10,000 per employee

Futurpreneur Canada Startup Loan

Up to $25,000

CanExport SMEs

Up to $50,000 (50% of eligible costs)

NRC Industrial Research Assistance Program (IRAP)

Up to $50,000 (SME stream)

ACOA Business Development Program

Up to $50,000

Alberta Innovates Business & Technology Development

Up to $75,000

Women Entrepreneurship Strategy (WES) Ecosystem Fund

Up to $100,000

Youth Employment and Skills Strategy

Up to $30,000 per youth hired

Student Work Placement Program (SWPP)

Up to $7,000 per student

Mitacs Accelerate

$10,000 per 4-month internship

FedDev Ontario Business Scale-Up

Up to $10,000,000 (most awards much smaller)

PrairiesCan Business Scale-up and Productivity

Up to $5,000,000 in interest-free funding

PacifiCan Business Scale-up and Productivity

Up to $5,000,000 interest-free

BC Employer Training Grant

Up to $10,000 per employee

Newfoundland and Labrador Business Innovation Voucher

Up to $15,000

FedNor Northern Ontario Development Program

Up to $500,000 (most awards under $100K)

Mitacs Business Strategy Internship

50% of intern stipend, up to $7,500 per internship

NWT Support for Entrepreneurs and Economic Development (SEED)

Up to $25,000 per stream

NACCA Aboriginal Business Financing Program (ABFP)

Up to $99,999 (sole proprietor) or $250,000 (corporation)

Indigenous Tourism Association of Canada Grants

Up to $25,000 per stream

Nunavut Small Business Support Program

Up to $50,000 per project

Yukon Business Development Fund

Up to $50,000 (50% of eligible costs)

EcoPerformance Program (Energy Transition Grants)

Project-based subsidies for energy efficiency and fuel conversion

NBIF Innovation Voucher Fund

Up to $80,000 (80% of project costs); reduced to $50,000 at 50% for vouchers beyond the first two

Nova Scotia Productivity and Innovation Voucher Program

Up to $15,000 (Tier 1) or up to $25,000 (Tier 2)

PEI Ignition Fund

Up to $25,000, no matching funds required

PEI Innovation Fund

Up to 50% of eligible costs, maximum $50,000 per project

Yukon Enterprise Trade Fund

Contribution toward eligible market expansion costs

Canada-Yukon Job Grant

Up to $10,000 per trainee (two-thirds of training cost)

Toronto Commercial Façade Improvement Grant

50% of costs up to $12,500, plus up to $2,500 for AODA upgrades and bonuses for multi-unit properties

Toronto Commercial Space Renovation Grant

50% of costs up to a $20,000 base grant, plus up to $4,000 for AODA upgrades and more for multi-unit properties

Mississauga Starter Company Plus (MBEC)

Micro-grant up to $5,000 (requires 25% applicant contribution)

Downtown Van Business Beautification Fund

Up to $2,000 per project

Vancouver Heritage Façade Rehabilitation Program

Up to $50,000 per building

Starter Company Plus

Up to $5,000

Summer Company

Up to $3,000

Ontario Together Trade Fund

Cost-shared funding, up to $5 million per project

Alberta Export Expansion Program

Up to $15,000 per year

Canada-Alberta Productivity Grant

Up to $5,000 per existing employee, up to $10,000 per new hire; $100,000 cap per year

Manitoba Export Development Program

Up to 75% of costs; $20,000 per event, $50,000 per year

Manitoba Innovation Growth Program

Up to $100,000 per project (50% cost share)

Fonds regions et ruralite Volet 5: Local Businesses (Commerces de proximite)

Grants funded from a $10 million annual envelope through 2028

Ecocamionnage Freight Transport Electrification Program

Grants toward zero-emission and energy-efficient freight technology (varies by stream)

Roulez vert Electric Vehicle Rebate (Businesses and Fleets)

$2,000 for a new EV and $1,000 for a used EV registered in 2026

Ecorecharge Charging Station Grant (Businesses and Organizations)

50% of eligible costs, up to $500,000 per site per business

Workforce Training Measure (MFOR) Business Stream

Up to $100,000, covering up to 75% of eligible training expenses

Rural Ontario Development (ROD) Program

Businesses: up to $10,000 (35% cost-share); community streams up to $250,000

CleanBC Go Electric Home and Workplace Charging Program (Workplace)

Up to 75% of project costs, to a maximum of $5,000 per charger and $25,000 per workplace

Building Up Manitoba Program (BUMP)

50% cost-share, up to $10,000 per employee and $25,000 for HR strategy, max $100,000

Workplace Innovation and Productivity Skills Incentive (WIPSI)

Up to 75% of eligible training costs

New Brunswick Self-Employment Benefit (Workforce Expansion)

Financial support at a provincially set rate during startup, plus coaching

Edmonton Storefront Improvement Grant

Up to $25,000 (mid-block) or $50,000 (corner), 50% match

Hamilton Commercial District Revitalization Grant

50% matching grant for eligible work

Kitchener Downtown Facade Grant

50% of costs, up to $10,000 per storefront ($30,000 multi-storefront, $20,000 corner)

Brampton Central Area Facade and Building Improvement Grants

Up to $30,000 per program (facade plus building up to $60,000), 50% of costs

Quebec City Capitale-Commerce Grant

Up to $25,000 (max 30% of eligible expenses)

Downtown Victoria Business Improvement Grants

50% match, up to $1,000 per grant (Facade up to $5,000, currently waitlisted)

North End Halifax Facade Improvement Grant

50% of costs, up to $2,000 per business

VAC Education and Training Benefit

Up to roughly $99,000 lifetime, with up to about $6,300 reserved for short courses

VAC Rehabilitation Services and Vocational Assistance Program

Covers approved training and re-establishment costs; can pair with the Income Replacement Benefit at 90% of pre-release salary

Opportunities Fund for Persons with Disabilities (Employer Wage Subsidy)

Wage subsidy negotiated with the local delivery agent; program guidance averages about $12,000 in supports per participant

Enabling Accessibility Fund: Small Projects Component

Up to $125,000 per project (recent small projects calls); some calls have set higher per-project ceilings

WorkBC Wage Subsidy (Disability Priority Hiring)

$3,600 to $12,000 per hire, covering up to 85% of eligible costs

Alberta Disability Related Employment Supports (DRES)

Funds disability-related workplace supports such as job coaching, assistive technology, and worksite modifications (cost-shared with the employer)

Nova Scotia Workplace Support Program

Covers the cost of approved technical aids, assistive devices, and workplace attendant support for eligible employees

New Brunswick Wage Subsidy for People with Disabilities (Working Together)

Wage subsidy to offset the cost of hiring a job-ready employee with a disability (amount set with the delivery agent)

Aboriginal Entrepreneurship Program: Access to Capital

Up to $99,999 for individuals; up to $250,000 for community businesses

Aboriginal Entrepreneurship Program: Access to Business Opportunities

Up to $500,000 per recipient per year; up to 100% of eligible costs

Co-operatives First Start-up Support

Free advisory support (typically worth $5,000+ in professional fees)

CWCF Technical Assistance Grants

Up to $4,000 per grant

Community Economic Development and Diversification (CEDD)

Non-repayable contributions reimbursing eligible project costs

Clarence Campeau Development Fund (Saskatchewan Métis)

Non-repayable equity grants plus loans (amount set by project and stream)

Quebec Work Integration Contract (Contrat d'intégration au travail)

Wage subsidy plus workstation adaptation and support costs (set by Services Quebec)

GST/HST Input Tax Credits (ITCs)

5–15% back on all business expenses

Ontario Innovation Tax Credit (OITC)

8–12% of eligible R&D expenditures

Ontario Regional Opportunities Investment Tax Credit

10% of eligible capital costs

Provincial R&D Tax Credits

3.5–30% of eligible R&D costs

Nova Scotia Equity Tax Credit

35% credit to investors (up to $17,500 per investor)

New Brunswick Small Business Investor Tax Credit

50% credit to investors (up to $125,000 per investor)

Saskatchewan R&D Tax Credit

10% of eligible R&D expenditures

Quebec R&D Tax Credit (RS&DE)

14% to 30% depending on partnership

Manitoba Small Business Venture Capital Tax Credit

45% credit to investors (up to $202,500/investor)

Yukon Small Business Investment Tax Credit (YSBITC)

25% of investment, up to $25,000 per investor per year

Ontario Research and Development Tax Credit (ORDTC)

3.5% of eligible R&D expenditures

BC Scientific Research and Experimental Development Tax Credit

10% of eligible BC R&D expenditures

Medical Expense Tax Credit (Business Owner)

15% federal + provincial portion of eligible medical expenses

Refundable Tax Credit for On-the-Job Training Periods

24% to 50% of eligible training wages for corporations (12% to 25% for individuals)

PEI Share Purchase Tax Credit

35% personal income tax rebate on eligible investment, up to $35,000 per investor

Manitoba Paid Work Experience Tax Credit

15% to 20% of wages, up to $5,000 per student or apprentice

Co-operative Education Tax Credit

25-30% of wages, up to $3,000 per work placement

BC Small Business Venture Capital Tax Credit

30% of the investment, up to a $300,000 credit per investor per year

Alberta Innovation Employment Grant (IEG)

8% to 20% of eligible R&D spending, on up to $4 million per year

Manitoba Research and Development Tax Credit

15% of eligible Manitoba R&D expenditures

Manitoba Community Enterprise Development Tax Credit (CEDTC)

Up to 45% credit on investments up to $60,000 per year

Nova Scotia Research and Development Tax Credit

15% of eligible R&D expenditures, fully refundable

Newfoundland and Labrador Green Technology Tax Credit

20% of capital cost (up to 40% refundable), max $1M per year

Newfoundland and Labrador Direct Equity Tax Credit

35% (outside North East Avalon) or 20% (within) credit to investors; up to $3M raised per company

Small Business Deduction (SBD)

Up to $30,000 per year in tax savings

Home Office Expense Deduction

Typically $3,000–$12,000 per year

Motor Vehicle Expense Deduction

Typically $4,000–$15,000 per year

Accelerated Investment Incentive (AII)

30–100% of asset cost in year 1

Business Meals & Entertainment Deduction

50% of all qualifying expenses

Zero-Emission Vehicle 100% Deduction

Full vehicle cost in year 1 (up to $55,000+)

Eligible Capital Property Deduction (Class 14.1)

5% of eligible capital costs per year

Education and Training Expense Deduction

100% of qualifying training costs

Canadian Advertising Deduction

100% of qualifying ad spend

Bad Debt Deduction

100% of uncollectible receivables

Professional Fees Deduction

100% of qualifying fees

Trade Show, Conference, and Certification Deduction

100% of event costs (excluding meals)

Provincial Small Business Tax Rate Reduction

Up to 15% combined effective rate savings

Lifetime Capital Gains Exemption (LCGE)

Up to $1.25 million in tax-free gains (2026, indexed to inflation)

Individual Pension Plan (IPP) for Owner-Managers

$10K to $40K+ extra annual deductions vs RRSP

Shareholder Loan Interest Deduction

Variable: based on loan amount and rate

Incorporation and Reorganization Costs

100% of qualifying costs

Worker Co-operative Capital Gains Exemption

Up to $10,000,000 in capital gains exempted from tax

Quebec Cooperative Investment Plan (RIC)

Personal income tax deduction of 100% of eligible co-op securities, up to 30% of income

BDC Growth & Transition Capital

Up to $5,000,000

Canada Small Business Financing Program (CSBFP)

Up to $1,000,000 in financing

Procurement Strategy for Indigenous Business (PSIB)

Access to ~$1.5B annual federal procurement set-aside

Women Entrepreneurship Loan Fund

Up to $50,000 loan

Black Entrepreneurship Loan Fund (FACE)

Loans from $10,000 to $250,000

BDC Commercial Real Estate Loan

Up to 100% of property value (with partner lender)

BDC Purchase Order Financing

Up to 100% of fulfillment cost per order

BDC Working Capital Loan

Up to $250,000 with no fixed asset

Opportunities NB Payroll Rebate

Negotiated; recent rebates ranged from about $115,000 to $800,000 tied to new job creation

Nova Scotia Small Business Loan Guarantee Program

Loans, working capital, and lines of credit up to $500,000, with a provincial guarantee up to 90%

PEI Equity Investors Incentive

Investor rebate of up to 20% of the equity purchase; up to $200,000 total per approved company

Newfoundland and Labrador Business Investment Program

Repayable term loans at Bank of Canada rate + 0.5%; equity available in some cases

Newfoundland and Labrador Investment Attraction Fund

Customized loans and advances toward strategic investment costs (case by case)

Prosper NWT Business Loans

Loans up to $2,000,000 total per client

Prosper NWT Venture Investment Program

Equity investment in exchange for preferred shares

Atuqtuarvik Corporation Financing

Loans and equity from $150,000 to $3,000,000

Nunavut Business Credit Corporation Financing

Loans and guarantees from $150,000 to $1,000,000

Kakivak Association Makigiaqvik Loans

Loans up to $25,000 per project

Fonds PME MTL (Montreal Business Loan)

Loans up to $300,000, or up to $450,000 when combined with the innovation fund

PME MTL Fonds Entrepreneuriat commercial

Up to $25,000 in financing

Saskatchewan Commercial Innovation Incentive

Provincial corporate tax rate reduced to 6% for 10 to 15 years

Investissement Quebec Working Capital Loan (Pret pour liquidites)

Loans on projects from $250,000, amortized over 5 to 8 years

Investissement Quebec Loan and Credit Line Guarantee

Guarantee of 50% to 85% on the net loss

Investissement Quebec Business Acquisition and Transfer Loan

Loans on projects from $250,000

Graduate to Opportunity (GTO)

25% to 30% of first-year salary, plus 12.5% to 15% in year two

New Brunswick Workforce Expansion Employer Wage Incentive

Partial wage subsidy during the training period

PEI Graduate Mentorship Program (For Employers)

Up to 50% of wages for 52 weeks, max $12.50 per hour

London Core Area Facade Improvement Loan

50% of costs up to $50,000, 0% interest over 10 years (portion may be forgivable)

Ulnooweg Indigenous Business Financing

Loans up to $750,000; non-repayable ABFP contributions up to 40% of expansion costs

Waubetek Indigenous Business Financing

Term loans up to $500,000; ABFP financing up to $250,000

Indian Business Corporation Financing (Alberta)

Loans up to approximately $1,000,000 (average around $70,000)

Louis Riel Capital Corporation Business Grant and Loan

Combined loan and non-repayable grant package (projects generally above $40,000)

Clarence Campeau Development Fund (Saskatchewan Metis)

Grants and loans from $10,000 to $1,000,000; business plan support up to $10,000

All Nations Trust Company Indigenous Business Financing (BC)

Non-repayable grants up to $99,999; First Citizens Fund loans up to $115,000

Metis Voyageur Development Fund (Ontario Metis)

Financing up to $1,500,000 plus non-repayable business plan support

Tribal Wi-Chi-Way-Win Capital Corporation Financing (Manitoba)

Business loans (amounts set case by case; contact TWCC)

IWSCC Veteran-Owned Business Certification

Certification costs $500 per year; opens access to corporate and government supplier diversity procurement

CFMWS HERCS Entrepreneur Workshop

$0 fee (free workshop); covers small business startup and financing fundamentals

IWSCC Disabled-Owned Business Certification

Certification costs $500 per year; opens access to corporate and government supplier diversity procurement

Futurpreneur Newcomer Startup Program

Up to $25,000 in loans plus two years of mentorship

BC PNP Entrepreneur Immigration: Base Stream

Requires $200,000+ investment; pathway to permanent residence

BC PNP Entrepreneur Immigration: Regional Stream

Requires $100,000+ investment; pathway to permanent residence

Alberta Advantage Immigration Program: Rural Entrepreneur Stream

Requires $100,000+ investment; pathway to permanent residence

Manitoba Business Investor Stream: Entrepreneur Pathway

Requires $150,000 to $250,000 investment; pathway to permanent residence

PEI Business Impact: Work Permit Entrepreneur Stream

Requires $150,000+ investment; pathway to permanent residence

Indigenous Women Entrepreneurship (IWE) Program

Microloans up to $50,000 plus advisory support

Indigenous Youth Entrepreneurship (IYE) Program

Up to $75,000 in combined loans and grants

Louis Riel Capital Corporation: Business Grant & Loan Program

Loans plus non-repayable grants; projects generally above $40,000

Apeetogosan (Métis) Development: Business Financing (MEAP)

Financing from $5,000 to $325,000; up to 90% of project costs

Canadian Co-operative Investment Fund (CCIF)

$50,000 to $1,250,000 in loans, quasi-equity, or equity

CWCF Tenacity Works Fund

$15,000 to $50,000 term loans

Social Finance Fund (SFF)

Repayable investment capital (part of $400M+ deployed through intermediaries)

Social Finance Fund: Boann Social Impact

$154,000,000 deployed nationally through impact funds and intermediaries

Social Finance Fund: Realize Capital Partners

Part of $400M+ SFF capital deployed through intermediaries

Fonds de finance sociale: CAP Finance (Quebec)

Repayable investment capital for Quebec social purpose organizations

RISQ Social Economy Financing (Quebec)

Patient capital loans for operations and real estate

WEOC National Loan Program

Up to $50,000

Evol Loan for Women and Diverse Entrepreneurs (Quebec)

Up to $50,000 (microloan) with larger impact financing available

BDC Inclusive Entrepreneurship Loan

Up to $350,000

Electric Vehicle Affordability Program (EVAP)

Up to $5,000 per vehicle (up to 10 vehicles for a business)

Save on Energy Small Business Program (Ontario)

Up to $3,000 lighting plus up to $2,500 non-lighting equipment, installed free

Save on Energy Retrofit Program (Ontario)

Up to 50% of project cost; custom track $1,800/kW or $0.20/kWh

BC Hydro Business Energy-Saving Incentives (BESI)

Per-measure incentives (e.g. LED fixtures), with periodic bonus top-ups

Efficiency Nova Scotia Small Business Energy Solutions

Rebates plus 24-month interest-free financing

Hydro-Quebec Efficient Solutions Program (Quebec)

Up to 90% of eligible costs (small business); solar $1,000/kW

Energir Dual Energy Offer for Business (Quebec)

Up to 80% of conversion costs, max $250,000 per site

SaskPower Commercial Energy Optimization Program (CEOP)

Up to $200,000; $0.13/kWh for non-lighting projects

WeBC Business Loan for Women (British Columbia)

Up to $150,000 (up to $200,000 with WEOC co-lending)

Alberta Women Entrepreneurs (AWE) Business Loan

Up to $150,000 (term loan)

Women Entrepreneurs of Saskatchewan (WESK) Business Loan

Up to $150,000 (up to $200,000 with WEOC co-lending)

Women's Enterprise Centre of Manitoba (WeMB) Business Loan

$5,000 to $150,000 (up to $250,000 with BDC co-lending)

PARO Prosper Peer Lending Circles (Ontario)

Peer lending circle loans of $1,000 to $5,000

Waubetek Aboriginal Business Financing (North-Eastern Ontario)

Up to $250,000 interest-free repayable financing (up to $20,000 women's stream)

Ulnooweg Indigenous Business Loans (Atlantic Canada)

Micro loans up to $5,000; women and youth up to $25,000; general loans up to $750,000

Métis Voyageur Development Fund (Ontario)

Business financing up to $1,500,000

Indian Business Corporation Developmental Loans (Alberta)

Loans averaging $70,000, up to $1,000,000

Efficiency Manitoba Small Business Program

Free energy-efficient upgrades and assessment (up to 100% covered)

Enbridge Gas Commercial Energy Efficiency Incentives (Ontario)

Up to 50% of cost (prescriptive) or 75% (custom), to $100,000 per project; small business up to 100%

Zero Emission Vehicle Infrastructure Program (ZEVIP)

Up to 50% of project costs, max $2,000,000 per project (75% for Indigenous organizations)

FortisBC Commercial Energy Efficiency Programs (British Columbia)

Free energy assessment plus equipment rebates (amount varies by measure)

takeCHARGE Business Efficiency Program (Newfoundland and Labrador)

Up to $50,000 in rebates; 50% of audit cost to $3,000

Ready, Willing and Able (RWA) Employer Program

$0 cost to employers (federally funded program, roughly $30M to 2027)

Nova Scotia Nominee Program: Entrepreneur Pathway

Requires $100,000 to $150,000 investment; pathway to permanent residence

Yukon Business Nominee Program (YBNP)

Requires $300,000+ investment; pathway to permanent residence