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Deductions · 8 min

Every deduction Canadian small businesses miss

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Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.

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INCENTIVEQuebec

Investissement Quebec Working Capital Loan (Pret pour liquidites)

Last verified: June 2026

Investissement Quebec offers loans to help businesses cover working capital needs, smooth out cash flow swings tied to the business cycle, and finance upcoming tax credits or market diversification. Projects start at a minimum of $250,000 (or $25,000 for social economy enterprises), with amortization periods of 5 to 8 years and a possible payment moratorium. The business must be registered in Quebec and keep its head office and strategic decision-making there.

See if I qualifyOfficial page
Estimated value
Loans on projects from $250,000, amortized over 5 to 8 years
Approval likelihood
Medium
Ready to apply score
70/100
Documents needed
4

Eligibility

  • Business types:incorporated, partnership
  • Industries:All industries
  • Provinces:Quebec

What you'll need

  • Business financial statements
  • Cash flow projections
  • Quebec enterprise registration (NEQ)
  • Description of financing need

How to apply

  1. 1Contact an Investissement Quebec account director at 1 844 474-6367
  2. 2Submit the project details through the online form
  3. 3Provide financial documentation for analysis

Is your business a fit for Investissement Quebec Working Capital Loan (Pret pour liquidites)?

Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.

Check my eligibility

Related programs

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Fonds Impulsion PME (Venture Capital for Innovative SMEs)

$250,000 to $2 million per company (up to $4 million with co-investors)

INCENTIVE

Fonds PME MTL (Montreal Business Loan)

Loans up to $300,000, or up to $450,000 when combined with the innovation fund

INCENTIVE

PME MTL Fonds Entrepreneuriat commercial

Up to $25,000 in financing

A monthly digest

New programs, in your inbox.

We are in beta. Drop your email and we will write when the first digest is ready. Monthly cadence, easy unsubscribe.

Deductly CA

Every Canadian grant, tax credit, and deduction your business qualifies for. In one ranked list.

Start the assessment
Product
  • Eligibility quiz
  • All programs
  • Watch (live changes)
  • The funding journey
  • When to apply
  • Stackability map
  • Document checklist
  • Calculators
  • Tracker
  • Learn
  • Pricing
Resources
  • For accountants
  • Public API
  • RSS feed
  • What's new
  • Roadmap
  • Press
  • vs ChatGPT
  • vs Benefits Finder
By province
  • Ontario
  • British Columbia
  • Alberta
  • Quebec
  • Manitoba
  • Saskatchewan
By industry
  • Technology & Software
  • Manufacturing
  • Retail & E-commerce
  • Food & Beverage
  • Professional Services
  • Creative & Media
For
Women entrepreneursNewcomersIndigenous businessYouth foundersBlack entrepreneursFirst-hire employers
Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian founder should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
All systems operational

Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.