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INCENTIVENewfoundland & Labrador

Newfoundland and Labrador Business Investment Program

Last verified: June 2026

This Newfoundland and Labrador program provides repayable term loans, and in some cases equity, to small and medium businesses in strategic growth sectors. Loans are priced at the Bank of Canada rate plus 0.5 percent and are meant to complement conventional financing where a need is shown. It also supports businesses with export potential looking to enter or expand in external markets.

See if I qualifyOfficial page
Estimated value
Repayable term loans at Bank of Canada rate + 0.5%; equity available in some cases
Approval likelihood
Medium
Ready to apply score
75/100
Documents needed
4

Eligibility

  • Business types:incorporated, partnership
  • Industries:All industries
  • Provinces:Newfoundland & Labrador
  • Max employees:100
  • Max revenue:$10,000,000

What you'll need

  • Project proposal and business plan
  • Financial statements
  • Evidence of ability to access required capital
  • Confirmation of strategic-sector activity and good standing with the province

How to apply

  1. 1Confirm the business has fewer than 100 employees and under $10M in sales
  2. 2Complete the Application for Commercial Programs
  3. 3Contact the JGRD office for program details and submit the application
Deadline:Rolling intake

Is your business a fit for Newfoundland and Labrador Business Investment Program?

Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.

Check my eligibility

Related programs

INCENTIVE

Newfoundland and Labrador Investment Attraction Fund

Customized loans and advances toward strategic investment costs (case by case)

INCENTIVE

Ulnooweg Indigenous Business Financing

Loans up to $750,000; non-repayable ABFP contributions up to 40% of expansion costs

INCENTIVE

WEOC National Loan Program

Up to $50,000

A monthly digest

New programs, in your inbox.

We are in beta. Drop your email and we will write when the first digest is ready. Monthly cadence, easy unsubscribe.

Deductly CA

Every Canadian grant, tax credit, and deduction your business qualifies for. In one ranked list.

Start the assessment
Product
  • Eligibility quiz
  • All programs
  • Watch (live changes)
  • The funding journey
  • When to apply
  • Stackability map
  • Document checklist
  • Calculators
  • Tracker
  • Learn
  • Pricing
Resources
  • For accountants
  • Public API
  • RSS feed
  • What's new
  • Roadmap
  • Press
  • vs ChatGPT
  • vs Benefits Finder
By province
  • Ontario
  • British Columbia
  • Alberta
  • Quebec
  • Manitoba
  • Saskatchewan
By industry
  • Technology & Software
  • Manufacturing
  • Retail & E-commerce
  • Food & Beverage
  • Professional Services
  • Creative & Media
For
Women entrepreneursNewcomersIndigenous businessYouth foundersBlack entrepreneursFirst-hire employers
Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian founder should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
All systems operational

Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.