Administered by Government of Canada · Last verified: July 2026
Government-backed loans for buying equipment, real estate, or making leasehold improvements. The federal guarantee makes banks much more willing to lend to small businesses.
Review times vary by program, from a few weeks to a few months, so check the official page for its timeline. Grant money is usually paid after you sign a funding agreement, and cost-shared programs often reimburse you once you send proof of what you spent.
Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.
Check my eligibilityCanada Small Business Financing Program (CSBFP) is generally open to incorporated, self-employed, partnership businesses, in any province or territory, with revenue under $10,000,000. Confirm the full criteria on the official program page before applying.
The estimated value is Up to $1,000,000 in financing. The actual amount depends on your eligible costs, the program's budget, and approval.
1. Go to any chartered bank or credit union 2. Specifically ask about CSBFP financing 3. Submit application through the lender 4. Lender approves and federal government guarantees 85%
Rolling: apply through any major bank.