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Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian founder should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
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Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.

DeductlyCA
ProgramsHow it worksTry it liveLearnWatchPricing
FRLog inStart free
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INCENTIVEAll of Canada

Canada Small Business Financing Program (CSBFP)

Last verified: June 2026

Government-backed loans for buying equipment, real estate, or making leasehold improvements. The federal guarantee makes banks much more willing to lend to small businesses.

See if I qualifyOfficial page
Estimated value
Up to $1,000,000 in financing
Approval likelihood
Medium
Ready to apply score
75/100
Documents needed
4

Eligibility

  • Business types:incorporated, self-employed, partnership
  • Industries:All industries
  • Provinces:All of Canada
  • Max revenue:$10,000,000

What you'll need

  • Business plan with use of funds
  • Most recent financial statements
  • Personal financial statements of owners
  • Quotes for equipment or property

How to apply

  1. 1Go to any chartered bank or credit union
  2. 2Specifically ask about CSBFP financing
  3. 3Submit application through the lender
  4. 4Lender approves and federal government guarantees 85%
Deadline:Rolling: apply through any major bank

Is your business a fit for Canada Small Business Financing Program (CSBFP)?

Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.

Check my eligibility

Related programs

INCENTIVE

BDC Growth & Transition Capital

Up to $5,000,000

INCENTIVE

AgriStability

Up to 70% of margin decline

INCENTIVE

Procurement Strategy for Indigenous Business (PSIB)

Access to ~$1.5B annual federal procurement set-aside

A monthly digest

New programs, in your inbox.

We are in beta. Drop your email and we will write when the first digest is ready. Monthly cadence, easy unsubscribe.

Deductly CA

Every Canadian grant, tax credit, and deduction your business qualifies for. In one ranked list.

Start the assessment
Product
  • Eligibility quiz
  • All programs
  • Watch (live changes)
  • The funding journey
  • When to apply
  • Stackability map
  • Document checklist
  • Calculators
  • Tracker
  • Learn
  • Pricing
Resources
  • For accountants
  • Public API
  • RSS feed
  • What's new
  • Roadmap
  • Press
  • vs ChatGPT
  • vs Benefits Finder
By province
  • Ontario
  • British Columbia
  • Alberta
  • Quebec
  • Manitoba
  • Saskatchewan
By industry
  • Technology & Software
  • Manufacturing
  • Retail & E-commerce
  • Food & Beverage
  • Professional Services
  • Creative & Media
For
Women entrepreneursNewcomersIndigenous businessYouth foundersBlack entrepreneursFirst-hire employers
Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian founder should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
All systems operational

Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.