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DEDUCTIONAll of Canada

Lifetime Capital Gains Exemption (LCGE)

Administered by Government of Canada · Last verified: July 2026

Sell shares of a qualified small business corporation tax-free, up to a lifetime limit of $1.25 million as of 2026. Critical for founders planning to exit. Requires structuring well before the sale.

See if I qualifyOfficial page
Estimated value
Up to $1.25 million in tax-free gains (2026, indexed to inflation)
Approval likelihood
High
Readiness
Ready to apply
Documents needed
4

Eligibility

  • Business types:Incorporated
  • Industries:All industries
  • Provinces:All of Canada

What you'll need

  • Share sale documentation
  • Asset tests at time of sale (50% Canadian active)
  • Holding period proof (24+ months)
  • T657 form

How to apply

  1. 1Purify the corporation 24 months before sale
  2. 2Maintain CCPC status
  3. 3Confirm qualified shares status
  4. 4File T657 with personal return on disposition
After you apply

You claim this on your tax return, so the money comes back as a lower tax bill or a refund after you file. If you missed it in a past year, you can often still recover it by adjusting a prior return.

Deadline:On disposition: claim with personal T1

Is your business a fit for Lifetime Capital Gains Exemption (LCGE)?

Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.

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Common questions

Who is eligible for Lifetime Capital Gains Exemption (LCGE)?

Lifetime Capital Gains Exemption (LCGE) is generally open to incorporated businesses, in any province or territory. Confirm the full criteria on the official program page before applying.

How much is Lifetime Capital Gains Exemption (LCGE) worth?

The estimated value is Up to $1.25 million in tax-free gains (2026, indexed to inflation). The actual amount depends on your eligible costs, the program's budget, and approval.

Can I claim Lifetime Capital Gains Exemption (LCGE) for a past year?

Claimed on a return, so a missed year can usually be recovered by amending. How far back depends on whether you file personally or as a corporation; confirm the eligible years with your accountant.

How do I apply for Lifetime Capital Gains Exemption (LCGE)?

1. Purify the corporation 24 months before sale 2. Maintain CCPC status 3. Confirm qualified shares status 4. File T657 with personal return on disposition

What is the deadline for Lifetime Capital Gains Exemption (LCGE)?

On disposition: claim with personal T1.

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DEDUCTION

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Up to $30,000 per year in tax savings

DEDUCTION

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Typically $3,000 to $12,000 per year

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Motor Vehicle Expense Deduction

Typically $4,000 to $15,000 per year

Find more funding like this

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A monthly digest

New programs, in your inbox.

Drop your email and we will send new programs, changed caps, and closing deadlines when the first digest goes out. Easy unsubscribe.

Deductly CA

The grants, tax credits, and deductions your business likely qualifies for. Ranked by fit, tied to official sources.

See what you’re owed
Product
  • Eligibility quiz
  • Website scan
  • All programs
  • Compare programs
  • Watch (live changes)
  • The funding journey
  • When to apply
  • Stackability map
  • Document checklist
  • Calculators
  • Tracker
  • Learn
  • Pricing
Resources
  • For accountants
  • Data quality
  • Public API
  • RSS feed
  • What's new
  • Roadmap
  • Press
  • vs ChatGPT
  • vs Benefits Finder
By province
  • Ontario
  • British Columbia
  • Alberta
  • Quebec
  • Manitoba
  • Saskatchewan
  • All provinces
By industry
  • Technology & Software
  • Manufacturing
  • Retail & E-commerce
  • Food & Beverage
  • Professional Services
  • Creative & Media
  • All industries
For
Women entrepreneursNewcomersIndigenous businessYouth foundersBlack entrepreneursFirst-hire employers
Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian business owner should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
System status

Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.