Administered by Government of Quebec · Last verified: July 2026
Investissement Quebec guarantees loans, credit lines, and letters of credit issued by other financial institutions, reducing the lender's risk so businesses can access financing more easily. The guarantee covers between 50 percent and 85 percent and can apply to working capital financing, capital asset financing, and operating credit lines. Collateral and personal guarantees may be required.
Review times vary by program, from a few weeks to a few months, so check the official page for its timeline. Grant money is usually paid after you sign a funding agreement, and cost-shared programs often reimburse you once you send proof of what you spent.
Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.
Check my eligibilityInvestissement Quebec Loan and Credit Line Guarantee is generally open to incorporated, partnership businesses, in Quebec. Confirm the full criteria on the official program page before applying.
The estimated value is Guarantee of 50% to 85% on the net loss. The actual amount depends on your eligible costs, the program's budget, and approval.
1. Discuss with your financial institution and an Investissement Quebec account director 2. Call 1 844 474-6367 or submit the online form
$250,000 to $2 million per company (up to $4 million with co-investors)
INCENTIVELoans up to $300,000, or up to $450,000 when combined with the innovation fund
INCENTIVEUp to $25,000 in financing