Administered by Government of Quebec · Last verified: July 2026
The Reseau d'investissement social du Quebec is a non-profit venture capital fund that lends only to Quebec social economy enterprises, meaning non-profit organizations and co-operatives. It offers patient capital loans tailored to start-up, consolidation, expansion, or restructuring, including separate products for operations and for real estate. Eligible enterprises must be legally constituted in Quebec and have fewer than 200 employees. The financing is repayable.
Review times vary by program, from a few weeks to a few months, so check the official page for its timeline. Grant money is usually paid after you sign a funding agreement, and cost-shared programs often reimburse you once you send proof of what you spent.
Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.
Check my eligibilityRISQ Social Economy Financing (Quebec) is generally open to incorporated businesses, in Quebec, with up to 200 employees. Confirm the full criteria on the official program page before applying.
The estimated value is Patient capital loans for operations and real estate. The actual amount depends on your eligible costs, the program's budget, and approval.
1. Confirm the enterprise is a Quebec social economy organization 2. Review RISQ patient capital products for operations or real estate 3. Submit an application through the Chantier de l'economie sociale Trust 4. Work with RISQ on loan structuring and technical assistance
Continuous intake.
$250,000 to $2 million per company (up to $4 million with co-investors)
INCENTIVELoans up to $300,000, or up to $450,000 when combined with the innovation fund
INCENTIVEUp to $25,000 in financing