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Every deduction Canadian small businesses miss

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INCENTIVEQuebec

RISQ Social Economy Financing (Quebec)

Last verified: June 2026

The Reseau d'investissement social du Quebec is a non-profit venture capital fund that lends only to Quebec social economy enterprises, meaning non-profit organizations and co-operatives. It offers patient capital loans tailored to start-up, consolidation, expansion, or restructuring, including separate products for operations and for real estate. Eligible enterprises must be legally constituted in Quebec and have fewer than 200 employees. The financing is repayable.

See if I qualifyOfficial page
Estimated value
Patient capital loans for operations and real estate
Approval likelihood
Medium
Ready to apply score
70/100
Documents needed
4

Eligibility

  • Business types:incorporated
  • Industries:All industries
  • Provinces:Quebec
  • Max employees:200

What you'll need

  • Proof of Quebec NPO or co-operative legal status
  • Business plan and financial statements
  • Use-of-funds and repayment plan
  • Description of social mission and viability

How to apply

  1. 1Confirm the enterprise is a Quebec social economy organization
  2. 2Review RISQ patient capital products for operations or real estate
  3. 3Submit an application through the Chantier de l'economie sociale Trust
  4. 4Work with RISQ on loan structuring and technical assistance
Deadline:Continuous intake

Is your business a fit for RISQ Social Economy Financing (Quebec)?

Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.

Check my eligibility

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A monthly digest

New programs, in your inbox.

We are in beta. Drop your email and we will write when the first digest is ready. Monthly cadence, easy unsubscribe.

Deductly CA

Every Canadian grant, tax credit, and deduction your business qualifies for. In one ranked list.

Start the assessment
Product
  • Eligibility quiz
  • All programs
  • Watch (live changes)
  • The funding journey
  • When to apply
  • Stackability map
  • Document checklist
  • Calculators
  • Tracker
  • Learn
  • Pricing
Resources
  • For accountants
  • Public API
  • RSS feed
  • What's new
  • Roadmap
  • Press
  • vs ChatGPT
  • vs Benefits Finder
By province
  • Ontario
  • British Columbia
  • Alberta
  • Quebec
  • Manitoba
  • Saskatchewan
By industry
  • Technology & Software
  • Manufacturing
  • Retail & E-commerce
  • Food & Beverage
  • Professional Services
  • Creative & Media
For
Women entrepreneursNewcomersIndigenous businessYouth foundersBlack entrepreneursFirst-hire employers
Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian founder should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
All systems operational

Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.