Administered by Provincial and territorial governments · Last verified: July 2026
A national microloan of up to $50,000 for women and non-binary entrepreneurs, funded by the federal Women Entrepreneurship Strategy and delivered through regional Loan Fund Partners. It targets start-ups, sole proprietors and underrepresented owners who have trouble getting bank financing, with no minimum credit score. A regional partner advisor helps you prepare and submit the application.
Review times vary by program, from a few weeks to a few months, so check the official page for its timeline. Grant money is usually paid after you sign a funding agreement, and cost-shared programs often reimburse you once you send proof of what you spent.
Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.
Check my eligibilityWEOC National Loan Program is generally open to incorporated, self-employed, partnership businesses, in Alberta, British Columbia, Manitoba, Saskatchewan, Newfoundland & Labrador, Nova Scotia, Ontario, with revenue under $2,000,000. Confirm the full criteria on the official program page before applying.
The estimated value is Up to $50,000. The actual amount depends on your eligible costs, the program's budget, and approval.
1. Find your provincial WEOC Loan Fund Partner (for example WeBC, AWE, WESK, WECM, NLOWE, PARO) 2. Book an intake call with a partner advisor 3. Prepare your business plan and cash flow with their help 4. Submit the online application through the link the advisor provides 5. Complete loan agreement on approval
Continuous intake.
Loans, working capital, and lines of credit up to $500,000, with a provincial guarantee up to 90%
INCENTIVERepayable term loans at Bank of Canada rate + 0.5%; equity available in some cases
INCENTIVECustomized loans and advances toward strategic investment costs (case by case)