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Every deduction Canadian small businesses miss

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DeductlyCA
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INCENTIVEAll of Canada

Canadian Co-operative Investment Fund (CCIF)

Last verified: June 2026

The Canadian Co-operative Investment Fund was created by Co-operatives and Mutuals Canada to invest only in co-operative enterprises. It provides loans, quasi-equity, and equity to help co-ops grow, bridge cash flow, fund enterprise development, or convert a traditional business into co-operative ownership. It works with co-ops in every province, territory, and sector. This is repayable financing, not a grant.

See if I qualifyOfficial page
Estimated value
$50,000 to $1,250,000 in loans, quasi-equity, or equity
Approval likelihood
Medium
Ready to apply score
70/100
Documents needed
5

Eligibility

  • Business types:incorporated, partnership
  • Industries:All industries
  • Provinces:All of Canada

What you'll need

  • Financial statements and audits
  • Business plan and use-of-funds summary
  • Information on the board of directors and management team
  • Co-op incorporation documents
  • Co-op developer details where applicable

How to apply

  1. 1Contact CCIF to discuss requirements and the best investment structure
  2. 2Complete the CCIF application form when invited
  3. 3Provide financials and governance details
  4. 4Negotiate loan or equity terms based on the risk assessment
Deadline:Continuous intake

Is your business a fit for Canadian Co-operative Investment Fund (CCIF)?

Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.

Check my eligibility

Related programs

INCENTIVE

BDC Growth & Transition Capital

Up to $5,000,000

INCENTIVE

Canada Small Business Financing Program (CSBFP)

Up to $1,000,000 in financing

INCENTIVE

AgriStability

Up to 70% of margin decline

A monthly digest

New programs, in your inbox.

We are in beta. Drop your email and we will write when the first digest is ready. Monthly cadence, easy unsubscribe.

Deductly CA

Every Canadian grant, tax credit, and deduction your business qualifies for. In one ranked list.

Start the assessment
Product
  • Eligibility quiz
  • All programs
  • Watch (live changes)
  • The funding journey
  • When to apply
  • Stackability map
  • Document checklist
  • Calculators
  • Tracker
  • Learn
  • Pricing
Resources
  • For accountants
  • Public API
  • RSS feed
  • What's new
  • Roadmap
  • Press
  • vs ChatGPT
  • vs Benefits Finder
By province
  • Ontario
  • British Columbia
  • Alberta
  • Quebec
  • Manitoba
  • Saskatchewan
By industry
  • Technology & Software
  • Manufacturing
  • Retail & E-commerce
  • Food & Beverage
  • Professional Services
  • Creative & Media
For
Women entrepreneursNewcomersIndigenous businessYouth foundersBlack entrepreneursFirst-hire employers
Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian founder should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
All systems operational

Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.