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All programs

Programs available in New Brunswick

93 programs
for New Brunswick businesses.

Federal programs available across Canada, plus 11 New Brunswick-specific grants and tax credits. Updated regularly.

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New Brunswick grant landscape

What makes New Brunswick different.

New Brunswick offers the Small Business Investor Tax Credit at 50 percent to investors, the highest investor-side credit in Atlantic Canada. ACOA contributions, Atlantic Investment Tax Credit, and federal stacking work as in other Atlantic provinces.

The standout programs.

The NB Small Business Investor Tax Credit at 50 percent is the most generous investor-side credit in Canada. For NB-based SMBs raising capital, this is a meaningful pricing advantage.

The administering ecosystem.

Opportunities NB handles most provincial economic development. ACOA covers the federal regional contributions. NB Department of Finance administers the investor credit.

What founders should do first.

  • 01Register your NB corporation early and apply for investor credit eligibility before share issuance.
  • 02ACOA in NB has been responsive to first-time applicants - book a meeting before submitting a formal application.

Top programs to look at first.

TAX CREDIT

New Brunswick Small Business Investor Tax Credit

50% credit to investors (up to $125,000 per investor)

GRANT

ACOA Business Development Program

Up to $50,000

TAX CREDIT

Atlantic Investment Tax Credit

10% of qualifying property

New Brunswick-specific programs

Only available to businesses in New Brunswick.

ACOA Business Development Program

GRANT
Up to $50,000

New Brunswick Small Business Investor Tax Credit

TAX CREDIT
50% credit to investors (up to $125,000 per investor)

NBIF Startup Investment Fund

INCENTIVE
Equity investment, typically into the next financing round; NBIF recently deployed about $3.2M across 16 investments

NBIF Innovation Voucher Fund

GRANT
Up to $80,000 (80% of project costs); reduced to $50,000 at 50% for vouchers beyond the first two

Opportunities NB Payroll Rebate

INCENTIVE
Negotiated; recent rebates ranged from about $115,000 to $800,000 tied to new job creation

New Brunswick Workforce Expansion Employer Wage Incentive

INCENTIVE
Partial wage subsidy during the training period

New Brunswick Self-Employment Benefit (Workforce Expansion)

GRANT
Financial support at a provincially set rate during startup, plus coaching

New Brunswick LIFT: Leveraging Investment in Film and TV (Production)

GRANT
Up to 30% (Micro, max $100,000) or up to 35% of NB spend (Major)

Ulnooweg Indigenous Business Financing

INCENTIVE
Loans up to $750,000; non-repayable ABFP contributions up to 40% of expansion costs

New Brunswick Wage Subsidy for People with Disabilities (Working Together)

GRANT
Wage subsidy to offset the cost of hiring a job-ready employee with a disability (amount set with the delivery agent)

Ulnooweg Indigenous Business Loans (Atlantic Canada)

INCENTIVE
Micro loans up to $5,000; women and youth up to $25,000; general loans up to $750,000

Grants available in New Brunswick

31

Canada Job Grant

Up to $10,000 per employeeGrant

Futurpreneur Canada Startup Loan

Up to $25,000Grant

CanExport SMEs

Up to $50,000 (50% of eligible costs)Grant

NRC Industrial Research Assistance Program (IRAP)

Up to $50,000 (SME stream)Grant

ACOA Business Development Program

NEW BRUNSWICK
Up to $50,000Grant

Women Entrepreneurship Strategy (WES) Ecosystem Fund

Up to $100,000Grant

AgriInvest

Up to $10,000 per year matchedGrant

Youth Employment and Skills Strategy

Up to $30,000 per youth hiredGrant

Student Work Placement Program (SWPP)

Up to $7,000 per studentGrant

Mitacs Accelerate

$10,000 per 4-month internshipGrant

Clean Growth Hub Programs

Varies by underlying programGrant

Strategic Innovation Fund (SIF)

Project-by-project, typically $10M to $100M+Grant

Mitacs Business Strategy Internship

50% of intern stipend, up to $7,500 per internshipGrant

NACCA Aboriginal Business Financing Program (ABFP)

Up to $99,999 (sole proprietor) or $250,000 (corporation)Grant

Indigenous Tourism Association of Canada Grants

Up to $25,000 per streamGrant

Sustainable Canadian Agricultural Partnership (Sustainable CAP)

Varies by stream, typically $10,000 to $200,000Grant

Clean Fuels Fund

Up to 30% of eligible capital costs, ceilings varyGrant

Mitacs Globalink Research Internship

Mitacs covers $6,000 of internship stipendGrant

Mitacs Accelerate Entrepreneur

Up to $15,000 per 4-month internshipGrant

SSHRC Partnership Grants

Up to $2.5M per partnership over 7 yearsGrant

NBIF Innovation Voucher Fund

NEW BRUNSWICK
Up to $80,000 (80% of project costs); reduced to $50,000 at 50% for vouchers beyond the first twoGrant

New Brunswick Self-Employment Benefit (Workforce Expansion)

NEW BRUNSWICK
Financial support at a provincially set rate during startup, plus coachingGrant

New Brunswick LIFT: Leveraging Investment in Film and TV (Production)

NEW BRUNSWICK
Up to 30% (Micro, max $100,000) or up to 35% of NB spend (Major)Grant

VAC Education and Training Benefit

Up to roughly $99,000 lifetime, with up to about $6,300 reserved for short coursesGrant

VAC Rehabilitation Services and Vocational Assistance Program

Covers approved training and re-establishment costs; can pair with the Income Replacement Benefit at 90% of pre-release salaryGrant

Opportunities Fund for Persons with Disabilities (Employer Wage Subsidy)

Wage subsidy negotiated with the local delivery agent; program guidance averages about $12,000 in supports per participantGrant

Enabling Accessibility Fund: Small Projects Component

Up to $125,000 per project (recent small projects calls); some calls have set higher per-project ceilingsGrant

New Brunswick Wage Subsidy for People with Disabilities (Working Together)

NEW BRUNSWICK
Wage subsidy to offset the cost of hiring a job-ready employee with a disability (amount set with the delivery agent)Grant

Aboriginal Entrepreneurship Program: Access to Capital

Up to $99,999 for individuals; up to $250,000 for community businessesGrant

Aboriginal Entrepreneurship Program: Access to Business Opportunities

Up to $500,000 per recipient per year; up to 100% of eligible costsGrant

CWCF Technical Assistance Grants

Up to $4,000 per grantGrant

Tax Credits available in New Brunswick

10

GST/HST Input Tax Credits (ITCs)

5–15% back on all business expensesTax Credit

Apprenticeship Job Creation Tax Credit

Up to $2,000 per apprentice per yearTax Credit

New Brunswick Small Business Investor Tax Credit

NEW BRUNSWICK
50% credit to investors (up to $125,000 per investor)Tax Credit

Mineral Exploration Tax Credit (METC)

15% of qualifying exploration expenses (to investor)Tax Credit

Canadian Film or Video Production Tax Credit (CPTC)

25% of qualifying labour expendituresTax Credit

Film or Video Production Services Tax Credit (PSTC)

16% of qualifying Canadian labour expendituresTax Credit

Clean Technology Investment Tax Credit

30% of eligible clean technology investmentTax Credit

Carbon Capture, Utilization and Storage Investment Tax Credit

18.75% to 60% of eligible CCUS investmentTax Credit

Clean Hydrogen Investment Tax Credit

15% to 40% of eligible clean hydrogen investmentTax Credit

Medical Expense Tax Credit (Business Owner)

15% federal + provincial portion of eligible medical expensesTax Credit

Deductions available in New Brunswick

19

Small Business Deduction (SBD)

Up to $30,000 per year in tax savingsDeduction

Home Office Expense Deduction

Typically $3,000–$12,000 per yearDeduction

Motor Vehicle Expense Deduction

Typically $4,000–$15,000 per yearDeduction

Accelerated Investment Incentive (AII)

30–100% of asset cost in year 1Deduction

Business Meals & Entertainment Deduction

50% of all qualifying expensesDeduction

Zero-Emission Vehicle 100% Deduction

Full vehicle cost in year 1 (up to $55,000+)Deduction

Eligible Capital Property Deduction (Class 14.1)

5% of eligible capital costs per yearDeduction

Manufacturing and Processing Profits Deduction

6% federal tax savings on M&P incomeDeduction

Education and Training Expense Deduction

100% of qualifying training costsDeduction

Canadian Advertising Deduction

100% of qualifying ad spendDeduction

Bad Debt Deduction

100% of uncollectible receivablesDeduction

Professional Fees Deduction

100% of qualifying feesDeduction

Trade Show, Conference, and Certification Deduction

100% of event costs (excluding meals)Deduction

Provincial Small Business Tax Rate Reduction

Up to 15% combined effective rate savingsDeduction

Lifetime Capital Gains Exemption (LCGE)

Up to $1.25 million in tax-free gains (2026, indexed to inflation)Deduction

Individual Pension Plan (IPP) for Owner-Managers

$10K to $40K+ extra annual deductions vs RRSPDeduction

Shareholder Loan Interest Deduction

Variable: based on loan amount and rateDeduction

Incorporation and Reorganization Costs

100% of qualifying costsDeduction

Worker Co-operative Capital Gains Exemption

Up to $10,000,000 in capital gains exempted from taxDeduction

Incentives available in New Brunswick

33

BDC Growth & Transition Capital

Up to $5,000,000Incentive

Canada Small Business Financing Program (CSBFP)

Up to $1,000,000 in financingIncentive

AgriStability

Up to 70% of margin declineIncentive

Procurement Strategy for Indigenous Business (PSIB)

Access to ~$1.5B annual federal procurement set-asideIncentive

Women Entrepreneurship Loan Fund

Up to $50,000 loanIncentive

Black Entrepreneurship Loan Fund (FACE)

Loans from $10,000 to $250,000Incentive

BDC Equipment Purchase Loan

Up to 125% of equipment cost, terms up to 10 yearsIncentive

BDC Commercial Real Estate Loan

Up to 100% of property value (with partner lender)Incentive

BDC Purchase Order Financing

Up to 100% of fulfillment cost per orderIncentive

BDC Working Capital Loan

Up to $250,000 with no fixed assetIncentive

NBIF Startup Investment Fund

NEW BRUNSWICK
Equity investment, typically into the next financing round; NBIF recently deployed about $3.2M across 16 investmentsIncentive

Opportunities NB Payroll Rebate

NEW BRUNSWICK
Negotiated; recent rebates ranged from about $115,000 to $800,000 tied to new job creationIncentive

New Brunswick Workforce Expansion Employer Wage Incentive

NEW BRUNSWICK
Partial wage subsidy during the training periodIncentive

Ulnooweg Indigenous Business Financing

NEW BRUNSWICK
Loans up to $750,000; non-repayable ABFP contributions up to 40% of expansion costsIncentive

IWSCC Veteran-Owned Business Certification

Certification costs $500 per year; opens access to corporate and government supplier diversity procurementIncentive

CFMWS HERCS Entrepreneur Workshop

$0 fee (free workshop); covers small business startup and financing fundamentalsIncentive

IWSCC Disabled-Owned Business Certification

Certification costs $500 per year; opens access to corporate and government supplier diversity procurementIncentive

Futurpreneur Newcomer Startup Program

Up to $25,000 in loans plus two years of mentorshipIncentive

Indigenous Women Entrepreneurship (IWE) Program

Microloans up to $50,000 plus advisory supportIncentive

Indigenous Youth Entrepreneurship (IYE) Program

Up to $75,000 in combined loans and grantsIncentive

Canadian Co-operative Investment Fund (CCIF)

$50,000 to $1,250,000 in loans, quasi-equity, or equityIncentive

CWCF Tenacity Works Fund

$15,000 to $50,000 term loansIncentive

Co-operative Housing Development Program (CHDP)

Forgivable and low-interest loans funding up to 100% of eligible costsIncentive

Social Finance Fund (SFF)

Repayable investment capital (part of $400M+ deployed through intermediaries)Incentive

Social Finance Fund: Boann Social Impact

$154,000,000 deployed nationally through impact funds and intermediariesIncentive

Social Finance Fund: Realize Capital Partners

Part of $400M+ SFF capital deployed through intermediariesIncentive

BDC Thrive Venture Fund for Women

Direct equity from the $500M Thrive platform (seed to Series A/B)Incentive

BDC Women in Technology Venture Fund

Equity investmentIncentive

BDC Inclusive Entrepreneurship Loan

Up to $350,000Incentive

Electric Vehicle Affordability Program (EVAP)

Up to $5,000 per vehicle (up to 10 vehicles for a business)Incentive

Ulnooweg Indigenous Business Loans (Atlantic Canada)

NEW BRUNSWICK
Micro loans up to $5,000; women and youth up to $25,000; general loans up to $750,000Incentive

Zero Emission Vehicle Infrastructure Program (ZEVIP)

Up to 50% of project costs, max $2,000,000 per project (75% for Indigenous organizations)Incentive

Ready, Willing and Able (RWA) Employer Program

$0 cost to employers (federally funded program, roughly $30M to 2027)Incentive

Which of these do you actually qualify for?

Take the 3-minute quiz and we'll filter all 93 programs down to just the ones your New Brunswick business is eligible for.

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