Administered by Government of Canada · Last verified: July 2026
BDC financing for buying, building, or expanding commercial real estate. Up to 100% of the property value when stacked with a partner lender, longer terms than typical commercial mortgages.
Review times vary by program, from a few weeks to a few months, so check the official page for its timeline. Grant money is usually paid after you sign a funding agreement, and cost-shared programs often reimburse you once you send proof of what you spent.
Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.
Check my eligibilityBDC Commercial Real Estate Loan is generally open to incorporated, partnership businesses, in any province or territory. Confirm the full criteria on the official program page before applying.
The estimated value is Up to 100% of property value (with partner lender). The actual amount depends on your eligible costs, the program's budget, and approval.
1. Identify the target property 2. Contact a BDC account manager 3. Combine with bank financing for full coverage
Rolling.