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Deductions · 8 min

Every deduction Canadian small businesses miss

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DeductlyCA
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FRLog inStart free
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INCENTIVEAll of Canada

BDC Growth & Transition Capital

Last verified: June 2026

Business Development Bank of Canada offers flexible financing for SMBs that commercial banks often decline. Subordinate debt, quasi-equity, and patient capital available.

See if I qualifyOfficial page
Estimated value
Up to $5,000,000
Approval likelihood
Medium
Ready to apply score
75/100
Documents needed
4

Eligibility

  • Business types:incorporated, partnership
  • Industries:All industries
  • Provinces:All of Canada
  • Min revenue:$500,000

What you'll need

  • 3 years of financial statements
  • Business plan with projections
  • Personal net worth statement of owners
  • Details of existing debt

How to apply

  1. 1Contact your nearest BDC branch
  2. 2Complete a financing application
  3. 3Prepare supporting financial documents
  4. 4Meet with a BDC account manager
Deadline:Rolling applications

Is your business a fit for BDC Growth & Transition Capital?

Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.

Check my eligibility

Related programs

INCENTIVE

Canada Small Business Financing Program (CSBFP)

Up to $1,000,000 in financing

INCENTIVE

AgriStability

Up to 70% of margin decline

INCENTIVE

Procurement Strategy for Indigenous Business (PSIB)

Access to ~$1.5B annual federal procurement set-aside

A monthly digest

New programs, in your inbox.

We are in beta. Drop your email and we will write when the first digest is ready. Monthly cadence, easy unsubscribe.

Deductly CA

Every Canadian grant, tax credit, and deduction your business qualifies for. In one ranked list.

Start the assessment
Product
  • Eligibility quiz
  • All programs
  • Watch (live changes)
  • The funding journey
  • When to apply
  • Stackability map
  • Document checklist
  • Calculators
  • Tracker
  • Learn
  • Pricing
Resources
  • For accountants
  • Public API
  • RSS feed
  • What's new
  • Roadmap
  • Press
  • vs ChatGPT
  • vs Benefits Finder
By province
  • Ontario
  • British Columbia
  • Alberta
  • Quebec
  • Manitoba
  • Saskatchewan
By industry
  • Technology & Software
  • Manufacturing
  • Retail & E-commerce
  • Food & Beverage
  • Professional Services
  • Creative & Media
For
Women entrepreneursNewcomersIndigenous businessYouth foundersBlack entrepreneursFirst-hire employers
Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian founder should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
All systems operational

Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.