Can you stack BDC Growth & Transition Capital and Women's Enterprise Centre of Manitoba (WeMB) Business Loan?
Yes. BDC Growth & Transition Capital and Women's Enterprise Centre of Manitoba (WeMB) Business Loan can be combined. They fund different things, so the trick is simple: apply to each separately and never claim the same dollar twice. Together they reach up to $5.3M in potential value.
BDC Growth & Transition Capital
Business Development Bank of Canada offers flexible financing for SMBs that commercial banks often decline. Subordinate debt, quasi-equity, and patient capital available.
Women's Enterprise Centre of Manitoba (WeMB) Business Loan
The Women's Enterprise Centre of Manitoba, operating as WeMB, lends to women-owned and women-majority partnership businesses that are starting, growing, or buying a business in Manitoba. Loans run from $5,000 to $150,000 from its own fund. A co-lending agreement with BDC can add up to $100,000 more for businesses that need extra capital, reaching $250,000 in total. Free advisory and training support the loan.
How to stack them
- 01Confirm you meet each program's eligibility on its own. BDC Growth & Transition Capital and Women's Enterprise Centre of Manitoba (WeMB) Business Loan are assessed separately.
- 02Apply to each program through its own application. There is no combined form.
- 03Allocate distinct costs to each program. You cannot claim the same dollar of expense under both, but you can fund different parts of the same project.
- 04Track both deadlines and keep the paperwork separated, so each claim stands on its own.
Stacking rules vary by program and change over time. Confirm the current rules with each program, or take the quiz and we will flag the combinations you qualify for.