Can you stack BDC Growth & Transition Capital and WeBC Business Loan for Women (British Columbia)?
Yes. BDC Growth & Transition Capital and WeBC Business Loan for Women (British Columbia) can be combined. They fund different things, so the trick is simple: apply to each separately and never claim the same dollar twice. Together they reach up to $5.2M in potential value.
BDC Growth & Transition Capital
Business Development Bank of Canada offers flexible financing for SMBs that commercial banks often decline. Subordinate debt, quasi-equity, and patient capital available.
WeBC Business Loan for Women (British Columbia)
WeBC, formerly the Women's Enterprise Centre, is the federally supported women's enterprise organization for British Columbia. It lends from its own capital to majority women-owned BC businesses that are starting, buying, growing, or scaling, with terms over five years and flexible repayment. Loans go up to $150,000, and a co-lending tie with Women's Enterprise Organizations of Canada can add another $50,000 for a $200,000 total. Free business advisory and skills training come alongside the loan.
How to stack them
- 01Confirm you meet each program's eligibility on its own. BDC Growth & Transition Capital and WeBC Business Loan for Women (British Columbia) are assessed separately.
- 02Apply to each program through its own application. There is no combined form.
- 03Allocate distinct costs to each program. You cannot claim the same dollar of expense under both, but you can fund different parts of the same project.
- 04Track both deadlines and keep the paperwork separated, so each claim stands on its own.
Stacking rules vary by program and change over time. Confirm the current rules with each program, or take the quiz and we will flag the combinations you qualify for.