Deductly vs ChatGPT

Why not just ask ChatGPT?

ChatGPT is fast and free. It is also wrong about Canadian funding more often than founders realize. In a representative test in June 2026 it recommended CDAP (a $15k grant that closed to new applicants in February 2024), quoted CanExport at $99,999 (the 2026-27 cap was cut to $50,000), and invented an Ontario program that does not exist. Three of ten matches were actively wrong. For money you have to apply for, that is the kind of mistake that costs you weeks.

See a real list in 3 minutes Browse all 324 programs

Feature

ChatGPT

Deductly

Program accuracy

Hallucinates plausible-sounding programs that do not exist

324 hand-verified Canadian programs, sourced and dated

Active vs closed status

No idea CDAP closed in 2024 or what replaced it

Live status, last-verified date on every program

Dollar amounts

Quotes outdated caps from training data

Current caps from the issuing agency, with the source

Eligibility rules

Generic advice

Strict structured rules per program: type, industry, province, size, age

Application links

May 404 or point at the wrong page

Live URL or honest "verify with the issuing org" flag if it broke

Stackability

Cannot tell you which programs combine

Bidirectional stacking edges across the database

Speed to a usable list

You have to know what to ask

10 questions, 3 minutes, ranked list

When ChatGPT is the right tool

ChatGPT is great for drafting a cover letter, summarizing a long document, or thinking through structure. It is the wrong tool for "which Canadian program am I eligible for and how much could I get." That is what Deductly does.

See it for yourself.

Take the 3-minute quiz. You will know in under 5 minutes whether Deductly is worth it for your business.

See a real list in 3 minutes