Can you stack BDC Working Capital Loan and Futurpreneur Canada Startup Loan?
Yes. BDC Working Capital Loan and Futurpreneur Canada Startup Loan can be combined. They fund different things, so the trick is simple: apply to each separately and never claim the same dollar twice. Together they reach up to $275K+ in potential value.
BDC Working Capital Loan
BDC financing to fund day-to-day operations: inventory, marketing, hiring, payroll, expansion. No fixed asset required as collateral. Used for growth investments that take time to pay off.
Futurpreneur Canada Startup Loan
Collateral-free loans plus hands-on mentorship for young entrepreneurs launching their first business. One of Canada's most accessible startup funding programs.
How to stack them
- 01Confirm you meet each program's eligibility on its own. BDC Working Capital Loan and Futurpreneur Canada Startup Loan are assessed separately.
- 02Apply to each program through its own application. There is no combined form.
- 03Allocate distinct costs to each program. You cannot claim the same dollar of expense under both, but you can fund different parts of the same project.
- 04Track both deadlines and keep the paperwork separated, so each claim stands on its own.
Stacking rules vary by program and change over time. Confirm the current rules with each program, or take the quiz and we will flag the combinations you qualify for.