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INCENTIVEQuebec

Investissement Quebec Productivity Loan (Pret pour productivite)

Administered by Government of Quebec · Last verified: July 2026

Investissement Quebec finances investments in modern equipment and technology so businesses can automate processes, modernize machinery, and improve operational capacity. Projects start at a minimum of $250,000 (or $25,000 for social economy enterprises), with amortization up to 15 years depending on the equipment and a possible payment moratorium. Most sectors qualify, with restrictions on agriculture, tourism, and direct-to-consumer retail.

See if I qualifyOfficial page
Estimated value
Loans on projects from $250,000, amortized up to 15 years
Approval likelihood
Medium
Readiness
Ready to apply
Documents needed
3

Eligibility

  • Business types:Incorporated, Partnership
  • Industries:Manufacturing, Technology & Software, Construction & Trades, Food & Beverage
  • Provinces:Quebec

What you'll need

  • Business financial statements
  • Equipment quotes or project plan
  • Quebec enterprise registration (NEQ)

How to apply

  1. 1Contact an Investissement Quebec account director at 1 844 474-6367
  2. 2Submit the project through the online form
  3. 3Provide financial and project documentation
After you apply

Review times vary by program, from a few weeks to a few months, so check the official page for its timeline. Grant money is usually paid after you sign a funding agreement, and cost-shared programs often reimburse you once you send proof of what you spent.

Is your business a fit for Investissement Quebec Productivity Loan (Pret pour productivite)?

Take the 3-minute quiz to find out, and see every other Canadian program you qualify for at the same time.

Check my eligibility

Common questions

Who is eligible for Investissement Quebec Productivity Loan (Pret pour productivite)?

Investissement Quebec Productivity Loan (Pret pour productivite) is generally open to incorporated, partnership businesses, in Quebec, in Manufacturing, Technology & Software, Construction & Trades, Food & Beverage. Confirm the full criteria on the official program page before applying.

How much is Investissement Quebec Productivity Loan (Pret pour productivite) worth?

The estimated value is Loans on projects from $250,000, amortized up to 15 years. The actual amount depends on your eligible costs, the program's budget, and approval.

How do I apply for Investissement Quebec Productivity Loan (Pret pour productivite)?

1. Contact an Investissement Quebec account director at 1 844 474-6367 2. Submit the project through the online form 3. Provide financial and project documentation

Related programs

INCENTIVE

Fonds Impulsion PME (Venture Capital for Innovative SMEs)

$250,000 to $2 million per company (up to $4 million with co-investors)

INCENTIVE

PME MTL Fonds Entrepreneuriat commercial

Up to $25,000 in financing

INCENTIVE

Fonds PME MTL (Montreal Business Loan)

Loans up to $300,000, or up to $450,000 when combined with the innovation fund

Find more funding like this

All Quebec grants and creditsManufacturing programsTechnology & Software programsConstruction & Trades programsFood & Beverage programsBrowse grants by province and industry
A monthly digest

New programs, in your inbox.

Drop your email and we will send new programs, changed caps, and closing deadlines when the first digest goes out. Easy unsubscribe.

Deductly CA

The grants, tax credits, and deductions your business likely qualifies for. Ranked by fit, tied to official sources.

See what you’re owed
Product
  • Eligibility quiz
  • Website scan
  • All programs
  • Compare programs
  • Watch (live changes)
  • The funding journey
  • When to apply
  • Stackability map
  • Document checklist
  • Calculators
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  • Learn
  • Pricing
Resources
  • For accountants
  • Data quality
  • Public API
  • RSS feed
  • What's new
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By province
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  • British Columbia
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  • All provinces
By industry
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  • Food & Beverage
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  • All industries
For
Women entrepreneursNewcomersIndigenous businessYouth foundersBlack entrepreneursFirst-hire employers
Recent guides
Deductions · 8 min

Every deduction Canadian small businesses miss

Grants · 10 min

8 grants every Canadian business owner should know about

Deductions · 7 min

The Small Business Deduction, fully explained

© 2026 DeductlyPrivacyTermsAboutFrançaisContact
System status

Deductly is a discovery tool, not a tax filer. Information is provided for educational purposes. Always confirm program details and eligibility with a qualified Canadian accountant before applying or claiming any benefit.